During the reporting year there is a growth in industry and trade due to conductive atmosphere for industries and business. The advanced portfolio has increased by 80.69 crores registering a growth of 11.08% and reached to 809.18 crores. The credit deposit ratio stands at 64.43%.
|Purpose of loans & advances||Number of borrowers||Outstanding as on 31/3/2014 (Rs. in Crores)|
|Small Scale Industry||1531||151.91|
|Trade & commerce||1406||57.41|
|Agriculture and Agro related loans||20526||168.14|
While lending INR 809.18 crores the bank has fulfilled the norms of The Reserve Bank of India in respect of lending to prority sectors and the weaker sections.Out of loans and advances given to priority sector outstanding as on 31st March 2018 are INR 483.53 crores. Its to percentage to total loans and advances is 59.76%(prescribed percentage is 40%) outstanding amount out of loans and advances given to weaker sections is cross and its ratio to priority sector is 10.22%. The Bank has successfully tried to be in the leading position in lending to the priority sectors.
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