Annual General Meeting Notice

Loan Schemes

During the reporting year there is a growth in industry and trade due to conductive atmosphere for industries and business. The advanced portfolio has increased by 80.69 crores registering a growth of 11.08% and reached to 809.18 crores. The credit deposit ratio stands at 64.43%.

Purpose of loans & advances Number of borrowers Outstanding as on 31/3/2014 (Rs. in Crores)
Small Scale Industry 1531  151.91
Trade & commerce 1406  57.41
Self-employment 3823  72.01
Transport 205  1.41
Housing 2423  28.23
Educational Loans 876  3.30
Agriculture and Agro related loans 20526  168.14
Other 22372  326.77
Total 53162  809.18

 

While lending INR 809.18 crores the bank has fulfilled the norms of The Reserve Bank of India in respect of lending to prority sectors and the weaker sections.Out of loans and advances given to priority sector outstanding as on 31st March 2018 are INR 483.53 crores. Its to percentage to total loans and advances is 59.76%(prescribed percentage is 40%) outstanding amount out of loans and advances given to weaker sections is cross and its ratio to priority sector is 10.22%. The Bank has successfully tried to be in the leading position in lending to the priority sectors.

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